Critical Illness

Critical Illness insurance provides a one-time lump-sum cash payment if the insured is diagnosed with a life-threatening illness (22 illnesses are typically covered, including cancer, kidney failure, Alzheimer's, heart attack, stroke, etc.). At a time when financial resources may be stretched to the limit, a lump-sum cash payment is welcome. These funds may be used by the insured in any manner desired, such as facilitating day-to-day living, purchasing specialized equipment such as a wheel-chair accessible vehicle, funding private health care - or taking a family vacation to re-energize spirits.